At Retirement

It can be difficult to understand your options at retirement. In this section, we have explained some common retirement options in plain simple language. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


An Enhanced Annuity pays a higher income in retirement if you have a medical condition that may reduce your life expectancy.
Income Drawdown is a more flexible alternative to the traditional annuity route, offering greater choice and control for many people.
On 6 April 2015 new pension rules came into force, giving you much greater flexibility over how you use your pension savings and the options you have in retirement.

UK News

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EU's negotiator says UK plan for a future trade relationship runs risk of weakening single market.
The Welsh singer called off four shows this week as he is in hospital with a "bacterial infection".
The funeral for the six-year-old killed on the Isle of Bute will take place later in North Lanarkshire.
A build-up of high pressure has led to drier conditions than in previous UK scorchers in 1976 and 2013.