Life and Protection Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.


Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.
Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.
This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

UK News

MPs say smart meters will not deliver expected savings and their rollout will not meet a deadline.
EU's negotiator says UK plan for a future trade relationship runs risk of weakening single market.
The Welsh singer called off four shows this week as he is in hospital with a "bacterial infection".
The funeral for the six-year-old killed on the Isle of Bute will take place later in North Lanarkshire.
A build-up of high pressure has led to drier conditions than in previous UK scorchers in 1976 and 2013.